Efficiency Maine rebates
On qualifying cold-climate heat pumps. We’re a registered partner and file the paperwork for you, so the rebate is applied without the runaround.
Rebates & financing
A new heat pump for less than you think.
Maine has some of the best HVAC incentives in the country. As a registered Efficiency Maine partner, Cardinal helps you stack them — and files the paperwork with you.
Federal tax credits
Up to a 30% federal tax credit on eligible high-efficiency systems — we’ll give you the documentation your accountant needs at tax time.
Financing options
Approved monthly plans that often cost less per month than the oil you’ll stop buying. Fast approvals, no prepayment penalties.
Savings estimate
Tell us your current heating source and we’ll model what a heat pump would actually save you each winter — in dollars, not vague promises.
How the savings stack
Incentives first, then financing the rest.
Most homeowners are surprised how little a cold-climate heat pump costs after the incentives are applied. We start by maxing out every Efficiency Maine rebate you qualify for, layer the federal tax credit on top, and then finance whatever’s left at 0% APR.
Because a heat pump replaces expensive oil and propane heat, the monthly payment is frequently lower than the fuel bill it eliminates — so the system can pay for itself while it’s still being paid off. We’ll run the real numbers for your home before you commit to anything.
$8ktop rebate tier
30%federal tax credit
0%financing APR
Serving Greater Portland
See what you’d actually save.
Request a free estimate and we’ll model the rebates, credits, and financing for your exact home — no pressure, no obligation.